Artha Graha | Current Account Loans

0-800-191-888-0

0-811-191-888-80

Internet Banking Service

E-Graha Retail | E-Graha Corporate

[ { 'title' : 'Home', } { 'title' : 'About BAGI', 'submenu' : [ { 'title' : 'Vision Mission', } { 'title' : 'History', } { 'title' : 'Organization Structure', } { 'title' : 'Board of Commissioner', } { 'title' : 'Board of Directors', } { 'title' : 'CSSR', } { 'title' : 'Corporate Governance', 'subsubmenu' : [ { 'title' : 'Board of Commissioners and Board of Directors Work Guidelines' } { 'title' : 'Committee Work Guidelines' } { 'title' : 'Code of Conduct' } { 'title' : 'Risk Management Policy' } ] } { 'title' : 'Articles of Association', } { 'title' : 'Corporate Secretary', } { 'title' : 'Awards', 'subsubmenu' : [ { 'title' : '2021' } { 'title' : '2022' } { 'title' : '2023' } ] } { 'title' : 'Company Professional Supporting Institutions', } ], } { 'title' : 'Product & Services', 'submenu' : [ { 'title' : 'Fund Release Products', } { 'title' : 'Funding Products', } { 'title' : 'E-Banking Product', } { 'title' : 'Other Services', } ], } { 'title' : 'Investor Relations', 'submenu' : [ { 'title' : 'Financial Statement', 'subsubmenu' : [ { 'title' : 'Quarterly Publication of Financial Statements' } { 'title' : 'Quarterly Financial Report' } { 'title' : 'Monthly Publication of Financial Statements' } ] } { 'title' : 'Annual Report', 'subsubmenu' : [ { 'title' : 'Information to Shareholders of the Company' } ] } { 'title' : 'Trading and Listing Information', } { 'title' : 'Information to Shareholders of the Company', } { 'title' : 'GMS', 'subsubmenu' : [ { 'title' : 'Announcement' } { 'title' : 'Agenda Materials' } { 'title' : 'Minutes of the General Meeting of Shareholders (GMS)' } { 'title' : 'Invitation' } { 'title' : 'Information to Shareholders of the Company' } ] } { 'title' : 'Information Disclosure', } { 'title' : 'Prospectus', } ], } { 'title' : 'News', } { 'title' : 'Assets', } { 'title' : 'Career', } { 'title' : 'Contact Us', 'submenu' : [ { 'title' : 'Head Office', } { 'title' : 'Office Network', } { 'title' : 'Off Premises ATM Locations', } { 'title' : 'Customer Protection', } ], } { 'title' : 'Video Tutorial', 'submenu' : [ { 'title' : 'Internet Banking Feature', } { 'title' : 'Mobile Banking Feature', } ], } ]

Current Account Loans

Product Definition:

Current Account Loan is a loan where the loan ceiling is included in the debtor's current account in accordance with the agreement between the Bank and the debtor based on the Credit Agreement / Debt Recognition. This type of loan is generally used to finance the debtor's daily working capital.

Advantages:

Debtors are free to withdraw or return loans using checks, bilyet giro or other book-entry letters during the validity period of the credit agreement and the withdrawal does not exceed the loan ceiling. And undrawn ceiling facilities are not subject to interest.

Features:

Credit ceiling according to business feasibility and customer needs
Credit disbursement can be done by check/bilyet giro media
Maximum credit period of 1 year, can be extended
Collateral can be in the form of movable / immovable objects such as land and buildings and others that are considered sufficient by the Bank

Requirements:

Personal identity document
Company identity document
Financial information documents
Collateral completeness/information document